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Financial Planning

Working with you to pursue your goals...before and after retirement

At The Wealth Management Group, we work closely with each of our clients to develop strong personal relationships that will last a lifetime. We seek to understand each client's unique financial situation, as well as personal needs, desires, hopes and fears that drive their approach to investing. We specialize in assisting clients at all stages of the wealth planning process, with services tailored to help pursue their goals.

If you are in the accumulation phase, we have a vast array of growth-oriented products ideal for capital appreciation. Our tactical asset allocation strategies strive to manage risk effectively and take advantage of market opportunities as they arise.

As you approach retirement, we may recommend modifying your current strategy, which can assist with a smooth transition into retirement. We then determine what we believe is the optimal income generating strategy, designed to help you maintain your quality of life and navigate you throughout your retirement years. Finally, we focus on transitioning your wealth to the next generation in the most tax-efficient manner.

Wealth Planning

  • Comprehensive financial planning
  • Tax efficiency of investments
  • Full insurance analysis, underwriting and procurement for life and disability                                                                                                       

Wealth Accumulation

  • Portfolio management (asset allocation, portfolio diversification, minimizing risk)
  • Strategic maximization of eligible retirement accounts
  • Qualified/non-qualified stock option exercise and management 
  • in-service distributions of existing 401(k) plans
  • Employer's 401(k) plan allocation advice

Wealth Preservation

  • Comprehensive personal estate planning
  • Comprehensive business transfer planning
  • Gifting strategies to family members and/or charities
  • Generation-skipping transfer strategies utilizing trusts
  • Estate discounting methods for efficient wealth transfer
  • Insurance planning to protect assets or create wealth for heirs